:root {
  --bg: #ffffff;
  --bg-soft: #f4f6f8;
  --surface: #ffffff;
  --border: #dde3e9;
  --text: #13202b;
  --muted: #4a5a68;
  --accent: #0b6e66;
  --accent-strong: #08524c;
  --accent-soft: #e3f3f1;
  --focus: #b4530a;
  --radius: 14px;
  --max: 1080px;
  --shadow: 0 1px 2px rgba(19, 32, 43, 0.06), 0 8px 24px rgba(19, 32, 43, 0.06);
  color-scheme: light dark;
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg: #0e151b;
    --bg-soft: #141e26;
    --surface: #17222b;
    --border: #2a3945;
    --text: #e8eef2;
    --muted: #a7b6c2;
    --accent: #4fd1c1;
    --accent-strong: #7fe3d6;
    --accent-soft: #15322f;
    --focus: #ffb366;
    --shadow: none;
  }
}

*, *::before, *::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; scroll-padding-top: 1rem; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font: 17px/1.65 system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

img, svg { max-width: 100%; height: auto; }

a { color: var(--accent); text-underline-offset: 0.18em; }
a:hover { color: var(--accent-strong); }

:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  padding: 0.6rem 1rem;
  background: var(--text);
  color: var(--bg);
  border-radius: 8px;
  z-index: 10;
}
.skip-link:focus { top: 1rem; color: var(--bg); }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 16px; }
@media (min-width: 720px) { .wrap { padding: 0 28px; } }

/* Header */
.site-header { border-bottom: 1px solid var(--border); background: var(--bg); }
.site-header .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem 1.5rem;
  padding-top: 0.9rem;
  padding-bottom: 0.9rem;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--text);
  text-decoration: none;
}
.brand svg { width: 32px; height: 32px; flex: none; }
.site-nav ul {
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 1.1rem;
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 0.95rem;
}
.site-nav a { color: var(--muted); text-decoration: none; padding: 0.2rem 0; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--text); text-decoration: underline; }

/* Typography */
h1, h2, h3 { line-height: 1.2; letter-spacing: -0.01em; }
h1 { font-size: clamp(2rem, 5vw, 3rem); margin: 0 0 1rem; }
h2 { font-size: clamp(1.45rem, 3vw, 1.9rem); margin: 0 0 0.75rem; }
h3 { font-size: 1.12rem; margin: 0 0 0.4rem; }
p { margin: 0 0 1rem; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 46rem; }
.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.6rem;
}

/* Hero */
.hero { padding: 3.5rem 0 3rem; background: linear-gradient(180deg, var(--accent-soft), var(--bg) 85%); }
.hero-grid { display: grid; gap: 2.5rem; align-items: center; }
@media (min-width: 900px) { .hero-grid { grid-template-columns: 1.25fr 1fr; } }
.hero-links { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 1.5rem; }
.button {
  display: inline-block;
  padding: 0.7rem 1.15rem;
  border-radius: 10px;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid var(--accent);
}
.button.primary { background: var(--accent); color: var(--bg); }
.button.primary:hover { background: var(--accent-strong); color: var(--bg); }
.button.secondary { color: var(--accent); background: transparent; }
.legal-inline { margin-top: 1.25rem; font-size: 0.95rem; color: var(--muted); }

.hero-figure {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.25rem;
}
.hero-figure ol { margin: 0; padding: 0; list-style: none; counter-reset: s; }
.hero-figure li {
  counter-increment: s;
  display: grid;
  grid-template-columns: 2rem 1fr;
  gap: 0.75rem;
  padding: 0.7rem 0;
  border-bottom: 1px dashed var(--border);
  font-size: 0.95rem;
}
.hero-figure li:last-child { border-bottom: 0; }
.hero-figure li::before {
  content: counter(s);
  display: grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent);
  font-weight: 700;
}
.hero-figure strong { display: block; }
.hero-figure span { color: var(--muted); }

/* Sections */
section { padding: 3.25rem 0; }
section.alt { background: var(--bg-soft); }
.section-head { max-width: 48rem; margin-bottom: 2rem; }

.grid { display: grid; gap: 1.1rem; }
@media (min-width: 640px) { .grid.two { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 900px) { .grid.three { grid-template-columns: repeat(3, 1fr); } .grid.four { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 640px) and (max-width: 899px) { .grid.three, .grid.four { grid-template-columns: repeat(2, 1fr); } }

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.3rem 1.35rem;
  box-shadow: var(--shadow);
}
.card p:last-child, .card ul:last-child { margin-bottom: 0; }
.card ul { padding-left: 1.15rem; margin: 0.5rem 0 0; }
.card li { margin-bottom: 0.3rem; }
.muted { color: var(--muted); }

.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; gap: 1rem; }
.steps > li {
  counter-increment: step;
  position: relative;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem 1.3rem 1.2rem 4.2rem;
}
.steps > li::before {
  content: counter(step);
  position: absolute;
  left: 1.2rem;
  top: 1.15rem;
  width: 2.2rem;
  height: 2.2rem;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--accent);
  color: var(--bg);
  font-weight: 700;
}
.steps p { margin: 0; color: var(--muted); }

.callout {
  border-left: 4px solid var(--accent);
  background: var(--accent-soft);
  padding: 1rem 1.2rem;
  border-radius: 0 10px 10px 0;
  margin: 1.5rem 0;
}
.callout p:last-child { margin: 0; }

/* FAQ */
.faq details {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 0.2rem 1.2rem;
  margin-bottom: 0.75rem;
}
.faq summary { cursor: pointer; font-weight: 600; padding: 0.85rem 0; }
.faq details[open] summary { border-bottom: 1px solid var(--border); margin-bottom: 0.8rem; }
.faq details p { color: var(--muted); }

/* Legal / document pages */
.doc { padding: 3rem 0 3.5rem; }
.doc .wrap { max-width: 820px; }
.doc h2 { margin-top: 2.4rem; font-size: 1.4rem; }
.doc h3 { margin-top: 1.4rem; }
.doc ul, .doc ol { padding-left: 1.3rem; }
.doc li { margin-bottom: 0.4rem; }
.doc .meta { color: var(--muted); font-size: 0.95rem; }
.toc {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 1rem 1.3rem;
  margin: 1.5rem 0 1rem;
  font-size: 0.95rem;
}
.toc ol { margin: 0.4rem 0 0; columns: 1; }
@media (min-width: 640px) { .toc ol { columns: 2; column-gap: 2rem; } }

table { width: 100%; border-collapse: collapse; margin: 1rem 0 1.5rem; font-size: 0.95rem; }
th, td { text-align: left; vertical-align: top; padding: 0.6rem 0.7rem; border-bottom: 1px solid var(--border); }
th { background: var(--bg-soft); }
.table-scroll { overflow-x: auto; }

code { font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; font-size: 0.9em; background: var(--bg-soft); padding: 0.1em 0.35em; border-radius: 5px; }

/* Footer */
.site-footer { border-top: 1px solid var(--border); background: var(--bg-soft); padding: 2.25rem 0 2.5rem; font-size: 0.93rem; color: var(--muted); }
.footer-grid { display: grid; gap: 1.5rem; }
@media (min-width: 760px) { .footer-grid { grid-template-columns: 1.4fr 1fr; } }
.footer-links { display: flex; flex-wrap: wrap; gap: 0.4rem 1.2rem; list-style: none; padding: 0; margin: 0 0 0.75rem; }
.footer-links a { color: var(--text); }
.disclaimer { font-size: 0.85rem; margin: 0; }
.more-link { margin-top: 1.25rem; }